Protecting, Securing and Planning for Consumers Along the Coast
Welcome to Howard Financial Services Inc.
Howard Financial Services Inc., is an independent agency representing top ranked insurance
companies with proven performance and financial strength. We strive to provide high levels
of service and quality products, helping our clients protect and preserve their assets for
themselves and their families.
Life expectancies are getting longer and living expenses are increasing. Our clients are
relying on a more conservative approach using plans with built in guarantees that offer
long term security and predictability. Howard Financial Services Inc., believes "peace of
mind" can be realized by addressing issues such as safety of principal, potential of
strong earnings, access to funds, choice and control, tax deferral and guaranteed lifetime
income.
What is Important to You?
- Are you a retired person wanting a guaranteed lifetime oncome, peace of mind and access to your money?
- Or are you an individual interested in tax deferrals, insurer reliability, or leaving a legacy?
- Or are you a small business owner desiring strong earnings, security of principal and choice and control?
With the protection of minimum guarantees, interest crediting options that offer
high accumulation potential, and diverse liquidity and payout options for varied
situations. Fixed indexed annuities can address all of these objectives and help
you during retirement.
We provide assistance up and down the East Coast.
Products and Services We Offer:
- Fixed Annuities with attractive current rates.
- Index Annuities with guaranteed lifetime income.
- Rollovers (lump sums or transfers in either qualified or nonqualified markets)
- Affordable Term Life Insurance
- Whole Life or Universal Life Insurance
- Long Term Care Insurance
- Critical Illness Insurance
- Business Insurance
- Auto, Boat, and RV Insurance (Through George E. Howard Insurance Agency)
Who We Are
Howard Financial Services Inc. was first licensed in 2001 as an independent agency with
a goal to help our clients protect and preserve their assets for themselves and their families.
Robert Iaderosa, owner of Howard Financial Services Inc., became an insurance agent in 1976
when joining Prudential Insurance Co., and soon took a management position responsible for
training and developing other agents from Massachusetts, Rhode Island, and Maine. In 1998 he
formed Iaderosa Associates, specializing in business insurance and estate planning. Howard
Financial Services was established in 2001.
Our Promise
We strive to provide high levels of service and quality products, helping our clients
protect and preserve their assets for themselves and their families.